Chinese banks have started using micro-expression technology in an effort to spot the early signs of fraud in customers' facial movements. Ping An, the financial services conglomerate, has developed the technology and is using it in its lending businesses. Ping An's technology can identify 54 brief, involuntary micro-expressions, which the face often creates before the brain has a chance to control facial movements. They include eyeballs moving back and forth and rapid blinking, and often take place in only 1/15 to 1/25 of a second. (Chinese banks start scanning borrowers' facial ticks, Financial times)
Comment：
Applying innovative technology to traditional financial services will lead the business reform for Chinese banks. Continuously strengthening core technology research and focusing on independent intellectual property rights is the key to enhance competitiveness and create high-level platform of scientific and technological financial services.
(Editor Shao Jingjing)
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